If you have transplant you must take travel insurance when you go on holiday or travel abroad just in case you fall ill and need medical treatment. The cost of receiving medical treatment away from the UK can be very high. For those with pre-existing medical conditions travel insurance can be expensive unless you shop around (this link might help you find cheap travel insurance for people with a transplant
Travellers with transplant have in the past paid significantly more for their travel insurance as those with transplant, like many other sufferers of a pre-existing condition have had their premiums raised. The travel insurance companies consider those that are under the treatment of a doctor, even on a routine basis, may be more likely to claim and hence cause them to have to pay out.
Transplant and travel insurance
Transplants that can usually be covered on a travel insurance policy:
- Bone marrow transplant
- Bowel transplant
- Corneal transplant
- Heart transplant
- Islet cell transplant
- Kidney transplant
- Liver transplant
- Lung transplant
- Pancreatic transplant
- Stem cell transplant
All of the factors connected with your transplant will be taken into account when you apply for travel insurance policy to ensure it will payout if you need it to.
And finally, those that are awaiting a diagnosis or additional tests face the heftiest premiums as what insurers’ hate most of all is uncertainty, especially around the possible risk of falling ill abroad with a condition that isn’t yet well controlled.